The National Pensions Regulatory Authority (NPRA) has issued a directive to Ghanaian employers, mandating immediate registration and remittance of Tier 2 pension contributions for their employees.
The Authority warned that non-compliant employers will face prosecution. In a statement delivered at a media engagement in Accra on April 9, 2026, the NPRA emphasised that failure to adhere to the National Pensions Act 2008 (Act 766) constitutes a punishable offence, compromising workers’ retirement security.
Under Section 3 of Act 766, all employers, regardless of size, are required to enrol workers in a Tier 2 occupational pension scheme and ensure timely payment of contributions, with the Authority emphasising that failure to even register a scheme constitutes a breach of the law.
According to the Chief Executive Officer, whose speech was presented by Deputy CEO Victor Azuma Mejida, certain employers have neglected to register Tier 2 occupational pension schemes, while others deduct contributions from employee salaries without remitting them to trustees.
“These violations of workers’ rights must not be condoned. Employers must desist from such acts or face prosecution,” the Authority cautioned.
“Failure or refusal to pay these contributions means doom for the worker,” the statement emphasised.
He further disclosed that it prosecuted 11 non-compliant employers in 2025 and recovered more than GH¢27 million—representing about 30 per cent of an estimated GH¢91 million in outstanding contributions.
Meanwhile, the NPRA has deployed compliance officers nationwide to inspect company records, issue demand notices and pursue legal action where necessary.
Employers in default are also subject to a 3 per cent monthly compounding penalty on unpaid contributions.
“It is an offence… to default in payment of pension contributions of your staff,” the Authority warned, adding that sanctions will be strictly applied.
The NPRA appealed to the media and the public to support its compliance drive by exposing defaulting employers, urging collaboration to safeguard the pension rights of Ghanaian workers.
By: Rainbowradioonline.com/Ghana
