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8 out of 10 Ghanaians have changed MOMO transaction behaviour since implementation of E-Levy- Study

June 25, 2022

A study dubbed ‘IMANI Digital Financial Services Research Project’ has revealed that the majority of Ghanaians have changed their behavior towards the electronic transfer of funds since the implementation of the E-Levy.

The study posits that 83% of the populace felt compelled to do so in order to adjust to the limits introduced by the said levy as far as their livelihoods are concerned.

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“To assess the impact of the e-levy on the use of digital financial services, we first assessed how often people use digital financial services accounts (such as mobile money) in a typical week and then asked further questions on how it has affected the volume of mobile money transactions they make.”

The report also showed that out of the 83% who reassessed their electronic financial dealings nearly half of them reduced the rate at which they engaged in MoMo transactions.

“Of this number, about 47% indicated that they had reduced the number of mobile money transactions by about 51% to 100%,”

Another 25% indicated that they had reduced their transactions by about 10% to 50%.

Only about 1.6% of respondents indicated that their transaction volumes have stayed or increased their volume.”

Meanwhile, in terms of the regularity of transfers, the results were even.

Aside from these findings, “about 31% of respondents indicated that they make between 1-2, 3-5 or more than five transfers per week.”

The study was conducted by IMANI Centre for Policy and Education in collaboration with Deutsche Gesellschaft für Internationale Zusammenarbeit (GIZ).

By: Rainbowradioonline.com/Ghana

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