The Social Security and National Insurance Trust (SSNIT) has reported a significant expansion in its financial portfolio, with total assets under management climbing to GH¢35.5 billion as of the end of June 2026.
Speaking at a stakeholder engagement with Organised Labour on 11 August 2026, the Director-General of SSNIT, Dr Kofi Afrefi Biney, revealed that the Trust closed December 2025 with GH¢28.4 billion in managed assets. This represents a growth of over 25 per cent compared to the GH¢20.4 billion recorded at the end of 2024, driven by improved investment yields and robust financial performance. Over the same period, the real return on investment exceeded 10 per cent per annum.
Detailing the distribution of the portfolio at the close of 2025, Dr Biney explained that a substantial portion of the Trust’s funds was allocated to equities, comprising both listed and unlisted holdings. Listed stocks accounted for roughly 69 per cent of the equity holdings, with the remaining 31 per cent held in wholly owned unlisted assets. Across the broader asset classes, fixed income made up 27 per cent of total investments, real estate held 22 per cent, and alternative investments accounted for 1.5 per cent.
In terms of sectoral exposure, the financial sector dominated the portfolio at 31.6 per cent, highlighted by SSNIT’s stakes in eight banks.
The real estate sector followed at 29.8 per cent, while energy investments—including holdings in GOIL and Sentuo Energy—represented 9.1 per cent. Domestic holdings continue to dominate the portfolio, with 99 per cent of all investments situated within Ghana.
The remaining one per cent is held offshore, well within the statutory limit that permits foreign assets to constitute up to 5 per cent of the portfolio.
Updating stakeholders on the first half of 2026, the Director-General noted that equity holdings expanded to 59 per cent of the total portfolio by June.
This growth was spurred by fresh capital deployments alongside a strong rally on the Ghana Stock Exchange. Meanwhile, fixed-income assets adjusted to 22 per cent, real estate moderated to 18 per cent, and alternative investments stood at approximately 1 per cent.
Dr Biney attributed the Trust’s continuous growth to prudent asset management, enhanced operational transparency, and improved accountability, reaffirming that SSNIT remains a strategic driver of employment across the key sectors of the Ghanaian economy.
He added that as of June 2026, the Trust had disbursed GH¢4.4 billion to more than 265,000 pensioners currently on its payroll.
By: Rainbowradioonline.com/Ghana
